Building the Future of
Payments
For Everyone, Everywhere
Offline-first, WhatsApp-powered, and built for the unconnected. WhaPay is on a mission to connect 1 billion people to the digital economy โ even those without internet or smartphones.
Our Mission
To democratize payments by providing a single platform that works online (WhatsApp) and offline (voice/SMS), empowering businesses and individuals everywhere โ even without internet. We believe connectivity should never be a barrier to commerce.
Our Vision
To become the world's most inclusive payment network โ connecting 1 billion users through WhatsApp, voice, SMS, and M-Pesa, while leading in AI fraud prevention, unified commerce, and cross-border settlements. From Kenya to the world.
From Idea to Impact
The story of how WhaPay came to be
2025 โ The Spark
Founder David Ochieng realized that millions of Kenyans had no way to accept digital payments because they lacked internet. The idea of WhaPay was born: payments that work offline.
Early 2026 โ Prototype & Beta
First version launched with WhatsApp registration, QR codes, and Member Code payments. 500+ merchants joined within 3 months.
Mid 2026 โ Offline Registration
Introduced voice call and SMS registration via 0140933042. Now anyone with a basic phone can get a Member Code and QR.
Today โ Global Ambitions
Adding international card payments, AI fraud detection, and cross-border settlements. Preparing to expand beyond Kenya to Nigeria, Ghana, India, and Brazil. ๐ฐ๐ช WHAPAY DIGITAL SOLUTION (BN-VZSEMLZB)
๐ WhaPay Works In Your Country
Select your country to see how WhaPay works for you
Proof of Impact
Real numbers from a real Kenyan business
Transactions Processed
Active Merchants
Countries Served (planned)
Uptime (%)
PCI DSS Level 1 certified โข 24/7 support โข Realโtime fraud protection
Operating Worldwide
From Nairobi to the world โ serving merchants across the globe
๐ฐ๐ช Kenya
Headquarters
BN-VZSEMLZB
๐ณ๐ฌ Nigeria
Coming Q3 2026
๐ฎ๐ณ India
Coming Q4 2026
๐ง๐ท Brazil
Coming 2027
๐ Accept payments from customers in 180+ countries via card โข ๐ฑ Multi-currency settlements
๐ฐ๐ช WHAPAY DIGITAL SOLUTION | Registration No: BN-VZSEMLZB